Here is some useful information about using credit cards and shopping online. If you run an internet business you must be able to handle credit card transactions. However, many businesses that only have small sites find the problem is that people won’t buy from them if the site isn’t secure. If your web site accepts credit card payments it’s important that it’s secure so potential customers will feel comfortable ordering from you.

On some sites you visit, you may have seen a small logo called [verisign], this means that the site is secure and you can use your credit card safely. Using this system is about as safe as it can get when using your details online although no method is eve guaranteed completely secure. That customer feel good factor should not be dismissed because if they don’t have it they won’t buy from you.

If you are shopping online, there is something you should remember. Not every site that will accept you credit card is safe. It is quick and easy to see the verisign logo and it’s a good start but there is another thing you should be aware of and look for. All web addresses start with http://, but when you are on a secure site, it should instead be: https://. The ’s’ means that the site you are on is secure.

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Take care however; some sites are used as decoys to collect credit card details from unwary users. This new type of website fools more people than you would believe, they even have a new name for them, ‘phishing’ sites. Official looking, but fake, emails sent by your bank telling you they require you to update or confirm your current details. If you follow the link you will be transferred to a very real looking but also very false web site. It is easy for these people to access your account immediately after you have entered your details.

Phishing sites can only cause a problem if you follow the indicated link, so if you are unsure, just enter the web site address in yourself. Open up a new browser and then enter the internet address in manually. Financial companies do not use emails to verify personal information. Initial contact is normally by phone if there is a problem. It’s easy to check the website for a telephone number if you’re not sure. A legitimate site will completely understand your hesitancy to divulge credit card details and answer any questions.

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