Here is some useful information about using credit cards and shopping online. If you run an internet business you must be able to handle credit card transactions. Many people are scared of using their credit cards on small sites that aren?t secure. Potential customers are more likely to order from you if your site is secure.

The simplest way to check that a site is secure for a credit card transaction is by looking at the bottom right hand corner of the screen where you will see a small [verisign] logo. Using this system is about as safe as it can get when using your details online although no method is eve guaranteed completely secure. Potential customers need this reassurance if you want them to buy from you.

There is something else you should keep in mind when shopping on the internet. Although many websites accept credit card payments, some are safer to use than others. It is quick and easy to see the verisign logo and it?s a good start but there is another thing you should be aware of and look for. Always look for a web address that starts with https:// an not http://, if you see the ?s? in the address it means it?s secure.

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However, there are a number of sites to be wary of because their sole intention is to get your credit card information. It is actually quite easy to be tricked by these ?phishing? sites, as they are now known. They often start with an official looking email informing you that you need to update your details by following a link. So when you follow the link it takes the user to what appears to be an official looking site but is a complete fake. If you then enter the requested personal information, the fraudsters have very easily gained access details to your account.

If you are unsure of the site, don?t follow the link directly but enter the internet address in yourself manually. To do this, close the existing browser window you are in and start a new one, entering the internet address in yourself. Having said all that, you will almost never be asked to divulge confidential information by email. Contacting you by telephone is the normal procedure if there is a problem. The easiest way make sure is to go onto the official website and find a contact telephone number. A site that handles credit card transactions and is legitimate will always be happy to answer questions if you are unsure about ordering.

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